Money Watch
Autonomous daily financial watchdog. Read-only: every morning it reads your live Xero position (cash, receivables, payables, GST, unreconciled backlog), scores financial health 0-100, and pushes a Telegram pulse. Silent when healthy, detailed when something needs you. Runs at 08:00 AEST via the money-watch-daily job.
Onest Health Pty Ltd onest-pty
65/100
warn · checked 2026-10-08 22:12
Cash
AUD 99,690.43
Receivables
AUD 426,160.36
Payables
AUD 1,085,296.07
GST owed
AUD 100,837.18
Unreconciled
14
transactions
Since last check (2026-10-07 22:22):
▬ health +0 ·
▲ cash +AUD 28,670.12
warn Reconciliation backlog
14 unreconciled transactions (AUD 127,682). Bank rec is falling behind.
warn GST not covered
GST owed (AUD 100,837) exceeds cash (AUD 99,690). Set funds aside before the BAS is due.
info Receivables-heavy
Receivables (AUD 426,160) are 4.3x cash. Collections would free up working capital.
History
| Checked | Health | Status | Cash | Unrec. | |
|---|---|---|---|---|---|
| 2026-10-08 22:12 | 65 | warn | AUD 99,690.43 | 14 | sent |
| 2026-10-07 22:22 | 65 | warn | AUD 71,020.31 | 13 | sent |
| 2026-10-06 22:22 | 65 | warn | AUD 69,547.54 | 10 | sent |
| 2026-10-05 22:23 | 65 | warn | AUD 85,417.35 | 8 | sent |
| 2026-10-04 22:23 | 80 | warn | AUD 86,200.60 | 2 | sent |
| 2026-10-03 22:23 | 75 | warn | AUD 201,297.64 | 169 | sent |
| 2026-10-02 22:23 | 60 | warn | AUD 191,118.24 | 169 | sent |
| 2026-10-01 22:23 | 75 | warn | AUD 227,023.89 | 170 | sent |
| 2026-09-30 22:23 | 75 | warn | AUD 200,774.66 | 166 | sent |
| 2026-09-29 22:23 | 80 | warn | AUD 362,155.19 | 165 | sent |